I charted out all our auto insurance premiums, at least the ones I had records of, for the last 7 years. It’s probably no surprise that I had nearly perfect records, minus one early renewal. I’m not sure anyone but me will find this interesting because I have a unique combination of insurance experience and the love of a good chart.
Things that may not be apparant here are that turning 25 had nearly no effect for me. Turning 25 and getting married were in the same renewal period for the Civic so it’s hard to split those out. Perhaps most obvious is the impact of vehicle cost and certrain… transgressions… on my part. Despite how much I’ve paid in premiums, I’m pretty sure they’ve paid more in claims. Excluding a near total of the car I had in high school (which isn’t shown above), here’s some evidence of my claims.
Decemeber 2003 – ’99 M3 – Under a Durango
(read more about it here)